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Middle Tennessee Blue Raiders vs Florida International Panthers prediction

College football · Tuesday, October 20, 2026 · 7:00 PM ET · Pitbull Stadium · CBSSN

Result

Final: Middle Tennessee Blue Raiders 26, Florida International Panthers 23 (Middle Tennessee Blue Raiders won). Mel’s pick (Florida International Panthers win 80% of the time) was wrong.

Mel’s pick

Florida International Panthers win 80% of the time in Mel’s Playbook’s default simulation of this game, saved before it started.

Projected score

Middle Tennessee Blue Raiders 17, Florida International Panthers 28. 18% of the simulations finished as one-score games.

Mel vs the betting line

Mel’s margin (Florida International Panthers by about 10.9) is close to the line (Florida International Panthers −10), so there’s no real lean against the spread.

The total is 45.5; Mel’s projected 45.4 is right around it.

Recent form

Middle Tennessee Blue Raiders (3-3) scored 19.8 and allowed 31.2 points a game over their last 5.

Florida International Panthers (3-3) scored 21.8 and allowed 13.8 points a game over their last 5.

Based on this season’s stats, injuries, rest, travel and the betting market. Updated Oct 20, 5:28 PM ET.

See the full simulation

Mel’s Playbook Pro shows the range of likely totals and margins, player props and every factor behind the pick, and lets you tune the model (home field, injuries, momentum and more) and re-run the game.

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Every default-model prediction is saved before the game and graded against the final score on our public results page. Simulations are estimates, not guarantees, and this is not betting advice. 21+ where applicable; if gambling is a problem, call 1-800-GAMBLER.